How does insurance work?

Each insurance plan is different, depending on the insurance company and the type of plan your employer has chosen. If we are a provider for your insurance plan, we will assist you to identify the benefit of your plan at the outset of treatment and will submit the necessary paperwork for reimbursement. You will probably be responsible for a co-payment for each session. The insurance company will cover the remainder of the fee, up to the set rate (which they determine). If we are not a covered provider, you are responsible for paying the full fee for each session. We will be happy to help you with this process; it usually is fairly straightforward and often only requires filling out one page of information.

Many insurance plans require that you meet a deductible before they start covering your treatment. If so, you are expected to pay the full fee until your deductible is met, at which time you will then start paying your co-payment.

It is always advisable to contact your insurance company ahead of time to verify your specific coverage for outpatient therapy. This treatment is often referred to by insurance companies as "outpatient psychiatric services" or "behavioral health care." Please be advised that regardless of your insurance situation, payment is ultimately your responsibility. You are encouraged to talk with us about any questions or concerns you have regarding insurance and fees.